banks are right. But they are autistic.
Frankly I do not like the Italian banking system. But it depend how about all the small entrepreneurs. The Italian banking system is a feudal system of raking in the money. A modern system deals instead of redistribution.
However, if the credit crunch of the companies believe they are right. I will try to limit myself to delinerare the heart of the matter.
Banks do not consider credible the recoverability of the loan companies.
The only comment that I would say the move is that if everyone would avoid a lot of mange and we realized the first real problem.
The truth is that Italian companies are not in condition to compete in the global market. In recent years we have tried to be there, with consumer products in competition well with other more seasoned of us in the prices. As long as there was surplus fat we were. Now the competition gets bad Pluf and our exports dropped by 25%. It 'obvious that we do not know to communicate in antediluvian forms from enormous costs. But we do not know what is worse because it lacks even listening, business, a culture of communication and transparency in processes and customer relationships. The web not only allows you to communicate with low-cost large-scale (in which our competitors we sopravvanzano far) but also and above all to explore markets, identify new or in training and above all have fast feedback.
This is our chronic shortage. That is demonstrated by the article in the 2002 Business Week Online that the site was strongly Ferrari mocked as absolutely not focused on the task that had to be to create a comunity (and those of BW were right because the idea of \u200b\u200bcomunity of Ferrari was "bought all the hat red "). All this does not take note in a commentary on the web nerds but analysts interested in credit ratings and equity company. A serious analyst assesses the credibility of an enterprise in terms of organization and infrastructure. The fabricheta with siur Parun that goes around the world in search of customers is pathetic and not credible, much less sustainable. Frankly lend money in such cases will raise significantly the cases of failure to collect the credit who the fuck wants the vacant warehouse as a mortgage in return?
So here we are ridiculous. Or why would a bank would finance a new company that will be strangled in its second year of the tax claims that taxes the first year in addition to the advance of 98 percent on the year just started? The mortality rate is in this case a large number of victims. How to Give Banks wrong again? If you lend money to throw them at random by opening another front in crisis as happened in the U.S. with easy loans.
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